Crypto Profit Calculator | Cryptocurrency P&L, ROI & Tax Estimator
Calculate cryptocurrency profit, loss, and ROI for any coin or token. Enter buy and sell prices with quantity to see net gain/loss, percentage return, short-term vs long-term capital gains tax estimate, and break-even price. Supports dollar-cost averaging across multiple entries.
Crypto Positions
How Crypto Gains Are Taxed in the US
The IRS treats cryptocurrency as property, not currency. Every time you sell, trade, or use crypto to purchase goods or services, it is a taxable event. Your gain or loss is the difference between your cost basis (purchase price + fees) and the proceeds of the sale.
Short-Term vs Long-Term Capital Gains
| Holding Period | Tax Rate | Notes |
|---|---|---|
| Under 12 months (short-term) | Ordinary income rate (10–37%) | Same as wages |
| 12+ months (long-term) | 0%, 15%, or 20% | Based on income bracket |
| Net Investment Income Tax | +3.8% possible | For high earners (MAGI $200k+) |
Tax-Loss Harvesting
If you have losing positions, selling them before year-end lets you offset gains from winning positions. You can deduct up to $3,000 in net capital losses against ordinary income per year, with unlimited carryforward to future years. The wash-sale rule does not currently apply to crypto (unlike stocks), though this may change in future legislation.
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