Hourly to Salary Calculator

Turn an hourly wage into yearly pay and each paycheck, with overtime, or turn a salary back into an hourly rate.

Before you rely on this result. This is an estimate for planning. Banks, lenders and other providers apply their own rules, fees and rounding, so confirm figures with them before you commit to a financial decision. Sources used on this page.

How it's worked out

Yearly pay is your rate times the hours you are paid in a year. Overtime hours are added at their higher rate.

Y\displaystyle Y=r⋅h⋅w+r⋅m⋅o⋅w\displaystyle {}= r \cdot h \cdot w + r \cdot m \cdot o \cdot w
  • rr is your hourly rate and hh your regular hours a week.
  • ww is paid weeks a year: 52 if your vacation and holidays are paid, fewer if some weeks are unpaid.
  • oo is overtime hours a week and mm the overtime multiplier, 1.5 for time and a half.

A full-time year is 40 hours times 52 weeks, or 2,080 paid hours. So $25.00 an hour is $52,000. The federal government divides by 2,087 hours instead, since a year is a little over 52 weeks. At $25.00 that gives $52,175, only $175 more.

Each paycheck is the yearly pay split evenly: 12 monthly, 24 twice-monthly, 26 biweekly or 52 weekly checks. To go the other way, the tool divides a salary by the paid hours in a year.

Worked examples

Maria works steady overtime

Maria earns $22.00 an hour as a warehouse lead. She works 40 regular hours plus about 6 hours of overtime each week at time and a half.

Her regular pay is $45,760 and her overtime adds $10,296, so she makes $56,056 a year before tax. Each biweekly check is $2,156.00. Open this example in the tool

Theo takes summers off

Theo works 24 hours a week over 4 days at a coffee shop for $17.00 an hour. He takes two unpaid weeks off, so he is paid for 50 weeks.

That comes to $20,400 a year, $1,700.00 a month on average and $102.00 a working day. The two unpaid weeks cost him $816. Open this example in the tool

Aisha weighs a salaried offer

Aisha earns $25.00 an hour, or $52,000 a year at 40 hours. A new job offers $62,000 a year. Spread over the same 2,080 hours, the offer works out to $29.81 an hour.

So the offer pays more unless her hourly job adds overtime. She should also count benefits, and whether the salaried role expects longer weeks without extra pay. Open this example in the tool

Reading your result

The big number is gross pay, before income tax, Social Security, Medicare and any benefit deductions. Lenders and landlords usually ask for this figure. Turn on the take-home estimate to see what reaches your bank, using the 2026 federal brackets and a flat state rate you enter.

Paid weeks matter more than people expect. Each unpaid week at 40 hours and $25.00 costs $1,000. If your vacation is paid, keep 52.

Federal law sets a floor. The minimum wage is $7.25 an hour, and states may set more (Department of Labor). Nonexempt workers must get at least 1.5 times their rate for hours over 40 in a workweek. A salaried worker can be exempt from that rule only if paid at least $684 a week, or $35,568 a year (DOL overtime rules).

Biweekly and twice-monthly checks differ. With 26 biweekly checks, two months a year have three paydays, so a month of checks is smaller than the monthly figure here. With 24 checks, each one is a bit larger than a biweekly check.

Common mistakes

  • Putting overtime in regular hours. If you work 45 hours, enter 40 regular and 5 overtime. Entering 45 regular hours pays the extra 5 at your base rate and understates your pay.
  • Using 52 weeks when time off is unpaid. Contract, seasonal and many part-time jobs do not pay holidays. Subtract the weeks you will not be paid.
  • Treating gross pay as spending money. At $52,000 a year, a single filer with a 5% state tax keeps about $41,362, or 80% of gross pay. Budget from the take-home figure.
  • Comparing an hourly job with a salary on pay alone. Health insurance, retirement matching and paid leave can be worth thousands a year. Add them to the side that offers them.
  • Assuming the rule-of-thumb is exact. Doubling the rate and adding three zeros gives $50,000 for $25.00, which assumes 2,000 hours. The 2,080-hour figure is $2,000 higher.

Questions people ask

Sources

Maintained by Updated October 28, 2026Checked against 8 reference values